A Teen Guide to Safe-Haven Savings by Tammy Gagne PDF

By Tammy Gagne

Secure -haven investments are provided to the teenager reader stressing the optimistic rewards and draw back dangers. the teenager should be in a greater place to make clever funds funding judgements sooner or later.

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If rates do not increase, the owner only gets the original rate. Different banks have different minimum amounts for CDs. You may need between $500 and $1,000 to purchase this type of investment, but many banks will open a CD with no minimum at all. If you have a large amount of money, it may be worthwhile to buy several smaller CDs instead of one large one. It may also be smart to choose CDs with various terms, a strategy called laddering. By choosing a variety of terms, you increase your chances of being able to reinvest your money when interest rates go up.

If any errors or omissions have occurred, corrections will be made in future editions of the book. indd 46 5/16/13 9:04 AM Index Morgenthau, Henry, Jr. indd 47 5/16/13 9:04 AM About the AUTHOR Tammy Gagne has authored more than seventy-five books for both adults and children over the last decade. She has been investing for twice this time. In addition to managing her own portfolio, she has taught her teenage son about the details of his investments, enabling him to make some of his own decisions in this area.

Everyone who receives a bond is given the highest yield that is accepted at that auction. Noncompetitive bids are much simpler. These can be placed through a bank, broker, or through TreasuryDirect. In this case, you agree to accept the yield that is chosen at auction. indd 36 5/16/13 9:04 AM Bond, Savings Bond Buying bonds can be a very confusing experience. Make sure you understand all the details before purchasing one of these investments. amount you want. The yield may also come in at the amount you want or even higher.

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A Teen Guide to Safe-Haven Savings by Tammy Gagne


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